Sexual Harassment On College Campuses - 1777 Words

Sexual Harassment on College Campuses The issue of sexual harassment on college campuses is an issue today that I feel is very important to look at. Many young men and woman go off to school to get an education maybe even to get away from issues at home and of course have fun at the same time. Sexual harassment gets over looked by many people when they come to college. It s thought to be oh it won t happen to me that s the thought that gets young woman and in some cases men in trouble. Sexual harassment or assault isn t just an issue that can occur at parties. The harassment can be an issue even in a classroom. It s a problem all over the United States , and across the world as well. The only way to address sexual harassment and violence is through the implementation of sexual assault policies by colleges and universities. It has also been noted even with policies, the assault still occurs. The American Association of University Woman reported in 2005 that 62% of female college students report incidents of sexual ha rassment at their university. ( Marshall, Dalyot, Galloway, P. 276) It was also stated in a report that the real number of incidents may be higher, given that 10% of students never report their incidents to administration or faculty members. Sexual harassment can include unwelcome sexual advances, requests for sexual favors, and other verbal or physical harassment of a sexual nature. (Marshall, Dalyot, Galloway, P.278) In 2010, the DOEShow MoreRelated The Prevalence of Sexual Harassment on College Campuses Essay1399 Words   |  6 PagesThe Prevalence of Sexual Harassment on College Campuses One night, â€Å"Amy,† a student at State, was hanging out with some friends in her room. â€Å"A bunch of people were there, and one guy I didn’t know was obviously drunk and kept asking me out. I tried to brush him off, and didn’t take it seriously because he was drunk. I left to go to sleep. â€Å"He followed me to my room and kept banging on my bedroom door, trying to push it open and asking me to talk to him. I talked to him for a little while justRead MoreRape Culture Essay1198 Words   |  5 PagesRape culture is prevalent on all college campuses, and many fail to realize this and what rape culture is. It is in the party scene, athletics, in dorm rooms, and everywhere else around campus. It is the acceptance of sexual jokes, saying â€Å"she was asking for it because of what she was wearing,† not taking sexual assault seriously, and so much more. Rape Culture is an environment in which rape is prevalent and in which sexual violence against women is normalized and excused in the media and popularRead MoreSexual Assault On College Campuses1441 Words   |  6 PagesSexual Violence on College Campuses Among female college students, 23% said they experienced some form of unwanted sexual contact ranging from kissing, to touching, to rape. All of these females said it was carried out by force or threat of force, or while they were incapacitated because of alcohol or drugs. This data was collected from a survey taken by 150,000 students from 27 different Universities. (Wallace, Kelley, 2105) Sexual assault is sexual contact or behavior that happens without theRead MoreAcquaintance Rape And The College Social Scene1595 Words   |  7 PagesAcquaintance Rape and the College Social Scene In Acquaintance â€Å"Rape and the College Social Scene,† the authors, Sally K. Ward, Kathy Chapman, Ellen Cohn, Susan White and Kirk Williams, main purpose was to report on a study they performed of the cases of sexual assaults at a specific college campus. The article provides estimates of the rate of acquaintance rape, recounting the situations surrounding the acquaintance rape, and people working toward making policies against this type of aggressionRead MoreWhat Really Is Sexual Harassment?1281 Words   |  6 Pagesreally is Sexual Harassment? Sexual Harassment can happen anywhere, whether it is in the workplace, school, or just in a public area. But as for many colleges across the country it is becoming a problem for most students and faculty. Sexual harassment on campus has been more serious than ever and far more dominant than the of charges would indicate. Many are confused by the definition of sexual harassment people consider it having different meanings than others. One may think sexual harassmentRead MoreEssay On Title IX807 Words   |  4 Pagesand advocating for better representation for those accused of sexual assault and misconduct. In 2011 the Department of Education released a â€Å"Dear Colleague† letter aimed at reminding educators of a fact established by the Supreme Court: under Title IX, schools much ensure survivors of sexual assault can stay in school and learn safely and notified colleges and university that the federal government was going to be aggressive on sexual misconduct. However, under DeVos’s new ruling the federal governmentRead MoreThe Effects Of Sexual Assault On College Campuses812 Words   |  4 Pagesthink that violence on college and university campuses is rare and view their campus to be a home away from home. However, Nationwide, 17 percent of college students indicated they had experienced some form of violence or harassment in the previous year (http://counseling.uoregon.edu/dnn/ParentsFamilies/PreventingViolenceonCollegeCampuses/tabid/164/Default.aspx). The various types of violence that occur on campus include harassment, stalking, vandalism, physical assault, sexual assault, and otherRead MoreSexual Assault And Sexual Harassment1841 Words   |  8 Pagesthe â€Å"Campus Sexual Assault Victim’s Bill of Rights Act of 1991.† This act was signed into law in 1992. This book in a continuation of what still needs to be done to prevent sexual assault and sexual harassment on college campuses. This book covers why college institutions handle sexual assault poorly and the consequence of their negligence. To do this subject justice they focus on the following questions: 1. What is the definition of sexual assault? 2. How often, who and where do sexual assaultsRead MoreAs I Was Scrolling Through My Facebook Feed, Ignoring Political1126 Words   |  5 Pagessomething caught my eye. It was a video of students reading their college acceptance letters, I clicked on the video thinking it would put a smile on my face and give me hope for the new generation. I was proved wrong, due to a powerful twist in the video. In the college acceptance letter, the students read about the 1 in 5 chance that they would be raped in college, and how their university would do nothing about it (Facts about Sexual Violence). This did not put a smile on my face, because it broughtRead MoreSexual Assault And Sexual Harassment1873 Words   |  8 Pagesco-authored The Campus Sexual Assault Victim’s Bill of Rights Act of 1991. President George H. W. Bush signed this act was signed into law in 1992. This book in a continuation of what still needs to be done to prevent sexual assault and sexual harassment on college c ampuses. This book covers why college institutions handle sexual assault poorly and the consequence of their negligence. To do this subject justice they focus on the following questions: 1. What is the definition of sexual assault? 2. How

Essay The Glass Menagerie by Tennessee Williams - 1967 Words

Amanda Wingfield in the play, The Glass Menagerie, written by Tennessee Williams, was portrayed as a distraught southern belle trying to control the lives of her children. In The Glass Menagerie Amanda is the matriarch of her small family who appears at first to be a woman who cared about her children’s futures- that is before she becomes so overbearing that she started to hinder her children’s future. Amanda was a single mother who could never grasp reality. The Glass Menagerie was a memory play that told of a family trapped in destructive patterns. After being abandoned by her husband sixteen years prior, Amanda became trapped between two completely different worlds; worlds of illusion and reality. It seemed like when the world†¦show more content†¦It was her devotion to her children that led her to live her life through her two children. Amanda’s incapability to accept truth, her determination to her children and her inability to escape her past , were some of her flaws that were responsible for the tragedy, comedy and theatrical flair in her character. Amanda’s incapability to accept the truth distanced her from her children as well as from reality. Amanda’s way of communicating with her children was to tell them what to do and expect that they would do it. When her husband deserted her, she found herself faced with an empty and meaningless life. She began to fabricate things with which to fill her life of boredom. Amanda tried greatly to mold the lives of her adult children to be an American success story through nagging and giving the children false optimism. An example of false optimism that she would give to Tom was â€Å"Rise and Shine!† Amanda would say this when she would wake Tom up in the morning. This to Tom was like someone taking their long fingernails and scrapping them on a chalkboard because he hated his life and wished that he had a different life. Amanda’s constant and per sistent nagging pushed Tom away from her to the point where he would go to the movies every night to get away from her. Amanda’s annoying ways made Tom more interested in an unrealistic way of life from the movie screen than dealing with his ownShow MoreRelatedThe Glass Menagerie By Tennessee Williams985 Words   |  4 Pageshardly catch it going. ¨ This quote by the author of The Glass Menagerie, Tennessee Williams, describes both The Glass Menagerie, a memory play, and the life of Tennessee Williams himself, for whom memories played a large role in his life. Within the play, many parallels can be drawn between the life of Williams and the life of Tom, the main character, such as a disdain for factory work. In addition, several characters in The Glass Menagerie have a difficult time fitting into the roles that theirRead MoreThe Glass Menagerie By Tennessee Williams Essay940 Words   |  4 PagesTennessee Williams was a renowned Pulitzer Prize-winning playwriter for his n umerous plays throughout his career. One of such plays is The Glass Menagerie. After perfecting his play for many years, The Glass Menagerie was first introduced to Broadway on March 31, 1945. As a young writer, Williams lived vicariously through his plays. Throughout this play in particular, there are several allegories that pertain to Williams life. Although Williams had a relatively happy childhood, his life changedRead MoreThe Glass Menagerie By Tennessee Williams986 Words   |  4 PagesTennessee Williams’s The Glass Menagerie, is a classic drama about a young man who is tired of his dull and boring existence. Tom, the main character, struggles to deal with his family, who is apparently holding him back in life. With the use of powerful writing techniques, Williams is able to captivate his audience and create a play that has stood the test of time. An excellent writing technique employed by Williams that contributes to The Glass Menagerie’s success is his use of plot. ThroughoutRead MoreThe Glass Menagerie By Tennessee Williams932 Words   |  4 Pages THE GLASS MENAGERIE Name Instructor Institution Course Date The Glass Menagerie Tennessee Williams, the author in the play †The Glass Menagerie† that is based on his life that presents characters that, as caught animals in an cage, live in woeful states and just wish to unravel themselves from this state (Fisher, 2010). The primary clash in the story emerges through their longing to encounter a different world, but their condition opens them to life s unforgiving realities. LifeRead MoreThe Glass Menagerie By Tennessee Williams1249 Words   |  5 Pagesthe outside world The Glass Menagerie is very interesting because William s play relates to alot of people and their situations, people can learn alot from it alot whether they connect to Amanda and her past or to Laura and her lack of confidence and being in a world of her own or to Tom and his internal conflict about abandoning his family or staying with them. Laura s life is all about her glass menageries what happens when her glass unicorn breaks? What happens when a gentlemanRead MoreThe Glass Menagerie By Tennessee Williams1619 Words   |  7 PagesIsolation is prevalent in â€Å"The Glass Menagerie† by Tennessee Williams. This is presented in symbols such as blue roses and the glass unicorn, for they are imagined objects and only existent in another fantasy world. Williams incorporates such arcane symbols to draw out his characters, Amanda, Laura, and Tom, and how they cope with confinement. Most importantly, the symbols of the play represent how isolation debilita tes them psychologically in an attempt to connect with reality. The jonquils representRead MoreThe Glass Menagerie By Tennessee William1014 Words   |  5 PagesIn the play â€Å"The Glass Menagerie† of Tennessee William, he wrote a drama play to emphasize readers about the life is at a standstill the Wingfield family. Through of the Wingfield family, he uses many symbols which represent many things, but the important main symbolization is fire escape that shows three main characters; Tom Wingfield, his fire escape is the way out of Amanda and Laura. Amanda Wingfield, hope gentlemen callers to enter their lives, and Laura Wingfield, who wants in her own worldRead MoreThe Glass Menagerie By Tennessee Williams1534 Words   |  7 PagesThe Glass Menagerie by Tennessee Williams Tennessee Williams, born Thomas Lanier Williams, wrote The Glass Menagerie, a play which premiered in Chicago in 1944. This award winning play, autobiographical in nature, represented a time in which Williams felt the obligation of his responsibilities in regards to the care of his family. Robert DiYanni, Adjunct Professor of Humanities at New York University, rated it as, â€Å"One of his best-loved plays...a portrayal of loneliness among characters who confuseRead MoreThe Glass Menagerie By Tennessee Williams Essay876 Words   |  4 PagesIn Tennessee Williams’ The Glass Menagerie, there is a collection of glass animal figurines that belong to Laura. Laura uses those figurines to escape her reality. The â€Å"glass menagerie† is also a metaphor because all of the characters have a metaphorical glass menagerie that they use to escape their reality. Tom escapes his reality by going to the movies, drinking, and writing poetry. Tom says, â€Å"I go to the movies because – I like adventure†¦ something I don’t have much of at work† (Williams 33)Read MoreThe Glass Menagerie By Tennessee Williams867 Words   |  4 Pagesdraw the line between getting what you want and doing what you are obligated to do? In The Glass Menagerie by Tennessee Williams, the main characters are torn between fulfilling their desires and aligning with their role in society. On the surface, Amanda Wingfield plays the role of a caring mother that would do anything in her children’s best interest. However, according to the play, â€Å"The Glass Menagerie†, you should never be fooled by the â€Å"Illusion of the truth.† She indeed values her children’s

The Killer Angels Book Review Free Essays

I believe that the author wrote this book because he wanted people to view the Battle of Gettysburg from not Just the view point that we receive in our textbooks but from different points of views so that we may interpret the battle as a whole instead of bits and pieces. This book, in my opinion, was written for both informative and entertainment for those who enjoy learning about history and the Civil War. This novel began with a person spying on the Union army then goes back to report o General Longest that he had found that an Union army was seen moving nearby where he was located. We will write a custom essay sample on The Killer Angels Book Review or any similar topic only for you Order Now When the spy told Longest that information, it seemed to shock him a little bit. In Longitude’s mind he believed that another general, General Stuart, was supposed to be tracking the Union army’s movement. Now that he has received this information, he thought that he should move the Confederate army north to cut off the Union army. While heading north, the Confederate’s come across a small town in Pennsylvania known as Gettysburg. While patrolling the town of Gettysburg on his horse, a Union general had noticed that the Confederate soldiers were close. The general who saw the confederate army, General Afford, was under the impression that the two armies would start to battle inside the town. So he set up to brigades along the hills outside of town. His way of thinking was that the higher ground the Union army was, the better it was to fight the Confederate army. He believed using the geography of the north was a good idea. I agree with his thinking because it is certainly an advantage when it comes to warfare. As General Afford is aging arrangements to make that happen, General Longest was meeting with other generals to discuss strategy and tactic. The book then turns to the date of July 1st. It starts as General Lee is waking up and discovering General Stuart absence from camp. Without the absent man, Lee had no idea where the Union army was located and that troubled him. Not knowing where the enemy was is never a good thing because you have no idea what your next plan or step would be. While at camp, he met with Longest. Longest was confident that the Confederates can use defensive tactics that has helped them in revises battles to help them win this one. He believes that the Confederacy would have a much better chance of winning because of their defensive skills that have proven to be top notch. General Lee refused Longitude’s way of thinking because he wanted to smash the Union army aggressively in one blow. The book then transitions to where the battle was beginning when the confederate soldiers attacked the men who were station amongst the hills due to Brood’s command. Reinforcements soon arrived to help out Brood’s men since they were getting killed. The reinforcement quad was led by General Reynolds whom was later killed in the battle. As Lee arrives to the battleground, the battle is in full swing. He is ordering his men to attack since some Union troops were coming from the South to help out. As the first day ends, Union forces retreated back into the hills to take cover and get some rest for the upcoming day when they would continue to battle. Longest becomes nervous because he knew that the hills were a good defensive position. He knew that they would have the advantage if they went to attack them within the hills. He was also ware that General Lee would attack them instead of retreating to another location and wait for them to attack. On the second day of the battle, Chamberlain is the one who makes the first move this time by moving toward Gettysburg once again. As they were walking, they discovered an escaped slave. This gets Chamberlain into thinking about the reasoning for this war that has caused so many causalities of fellow Americans and what he believed in about different races. While that was happening, two confederate generals were suggesting to lee that they should attack the opposing army to weaken it. Lee likes the plan, but Longest still wants to move to another location. Once again Lee had refused. As Lee and Longest lead the troops toward the hills, they discover that the army has come off of the hills and into the lowland where an orchard of some sort lied. They attack which causes a blood bath. Chamberlain and his men had to hold the ground against the Confederate attacks, but eventually they run out of bullets. They had followed by a motto to never retreat and fight while standing their ground. As day two came to an end, Lee decided on a Lana for the next day. As the final day approaches, Longest, for the final time, tries to convince Lee to move the army to another location, but Lee again refuses. Lee was determined to attack his enemy at this certain place. Longest had tried to convince him but he refused while launching an attack known as Picket’s charge. After the failure of Picket’s charge, the Confederates soon retreated, and the Battle of Gettysburg had finally come to an end. Personally, I believe Michael Sahara is the type of person who found this battle to be absolutely fascinating. I also believe that the author had done his research on the matter by using personal letters of these generals and other primary sources to help him write this book. This novel is an excellent example of a bloody battle fought on the US soil between the people of the US. To be honest, I really enjoyed this book. I like who the point of views changed to get the full coverage the battle and to have an insight on what was actually happening. I also happen to love learning about wars and the presidents so that helped a lot knowing some outside information. How to cite The Killer Angels Book Review, Papers

Short Story Discovery Essay Example For Students

Short Story Discovery Essay It was a hot, dry day in the middle of a desert town in Iraq and Steve and his squad was on patrol through the town of Al Miqdadiyah, with his best mate Doug at his side he lead the patrol through the middle of town. â€Å"Hey did you hear that the enemy are making advancements towards us? † Doug asked nervously â€Å"I Don’t think this place will be safe for long† Steve chuckled â€Å"Relax its secure we’ll be fine, they haven’t been spotted within 50 km of this place† as almost as soon as the words left his mouth a bullet zipped past him and hit the Soldier behind him â€Å"OH S**T! , Duck in cover! they all dove for cover as bullets hailed down at them from the buildings ahead â€Å"did anyone count how many bogies!? † Steve screamed at his squad â€Å"No sir they pined us down to fast† a young private named Paul â€Å"ok. we need to get out of the kill zone, half of us give covering fire and the other spread out as far you can† They did as commanded and half of the patrol suppressed the enemy long enough for the rest to spread out and find cover inside adjacent buildings and behind broken walls or in ditches, â€Å"alright now the other give cove † Steve was cut off by Paul â€Å"RPG!! Steve turned to face the missile racing towards the cover they were in â€Å"RUN! † he screamed but it was too late the missile hit and exploded creating a cloud of debris and dust, Steve went to sit up and shoot’s of pain coming from his gut and chest. he was hit by shrapnel and was bleeding out, he looked around to see his squad and saw that all the Soldiers in the radius of the blast were dead, including Doug his best mate since primary school, and Paul a 18 yr old boy who he p romised he’d make sure he’d be going home to his family at the end of this mission. As Steve lay dying with his squad and Best mate a memory entered his mind, the first day he and Doug talked about military service 5 yrs ago when they were both 17. â€Å"Dude The army is going to be so mad† Doug cried out in joy as he and Steve were walking home one day â€Å"I know I’m going to be an officer† Steve replied, â€Å"and maybe I’ll be your COâ€Å"he added mockingly â€Å"HA yeah I wouldn’t trust you to lead me across the road let alone through a battlefield† Doug said with a laugh, then Steve spaced out and thought about that fact.. e was worried that he might not be a good CO and get his men killed, who all trusted him to lead them in and out of danger and through missions, and back home to their families but how could he know that he was going to make the right decision all the time, as this thought passed through his mind he Shuddered and shook off the worried thoughts about the great amount of responsibility he’ll have to face in the future, (he kept this worried thought with him for the rest of his life hich as you know is very short. ) he turned to face Doug and said â€Å"I promise to lead you to safety and victory on the battlefield† jokingly then suddenly It all faded and a beeping was heard Steve had woken up in a hospital.

Market Analysis of Leasing Industry in Sri Lanka Essay Example

Market Analysis of Leasing Industry in Sri Lanka Essay This situation has changed drastically during the latter part of 2012. With these changes many banks and leasing companies experienced a slowdown in their leasing business activities Also Neffs have faced a fears competition from the Laces due to the rate differences In the assignment the author will analyze the current market situation and identify current issues and challenges faced by the Industry as a whole and by he selected entity Citizen Development Financial Services Pl COB. PESTLE analysis is conducted to analyze the environment and total market situation and SOOT was carried out to identify the strengths and opportunities to eliminate weaknesses. By application of marketing models, tool theories the author has arrived at a marketing strategy to go forward in next two years and also remedies for the challenges and problems. An actual Marketing budget is proposed along with actions and time lines for the implementation of the above. 1. Situation Analysis 1. 1 Sir Lankan Financial Industry Overview Characteristic of this island nation which has always surprised economists with its resilience and dynamic kinetics despite challenges that have impacted not only the region and the world, but the country itself, Sir Lankan once again posted strong economic growth, posted at 6. 5% at end 2012. This is remarkable given that this growth, though slightly reduced from the original projection still remains above both regional and global growth paradigms. The Sir Lankan banking and financial services industry is vibrant and market driven and hence as a consumer you are at an advantage. We will write a custom essay sample on Market Analysis of Leasing Industry in Sri Lanka specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Market Analysis of Leasing Industry in Sri Lanka specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Market Analysis of Leasing Industry in Sri Lanka specifically for you FOR ONLY $16.38 $13.9/page Hire Writer There are around 0 institutions, including commercial banks, licensed specialized banks (savings banks and development banks) and licensed finance companies. When we look at the statistics of the Central Bank we can clearly see the trend of increasing revenue and asset bases of non banking financial Institutes. Our target company which is Citizen Development Financial Services hereinafter refer as CDC , belongs to the Non Banking Financial Institutes and offers Leasing as their main product in product portfolio. Though there were some hiccup and fluctuation in global and Sir Lankan economy what we can e it Financial industry as a whole is not affected very much. Collapse of Ceylon group and its financial institutes made an effect but couldnt withhold the progress of the sector. 1. 2 Company Overview Citizen Development Business Finance CDC one of the Sir Lands fastest growing financial institution ( Sixth place in the NAB sector) , offering wide range of financial solutions to its customers through their Island wide branch network. . 2. 1 Vision of the company To be the financial power house that will foster entrepreneurial innovation and workmanship towards building up our nations economy to make sustained gains in living standards of Sir Lankan For the last few years after coming out of the Ceylon group umbrella as an Independent financial institute they have grown faster than the industry in terms of top line and bottom line. Branch network has expanded to 55 and also north and east aft er the end of ethnic conflict in Sir Lankan. Also for the past few years company is achieving its key performance indicators through Also they have come up in the corporate arena in Sir Lankan and recognized as one of the most valued brand in Sir Lankan for consecutive years. ( By LAM ) Source : Lankan Monthly Digest ( LAM ) Courtesy : Media Services (Pit) Ltd 1. 2. 2 External Environment- PESTLE Analysis It gives a birds eye view of the whole environment from many different angles that one wants to check and keep a track of while contemplating on a marketing plan. During the PESTLE analysis we are considering the macro environment in terms of Political, Economical, Social, Technical, Legal Environmental frameworks. Economical Interest rate movement, inflation rate movement and exchange rate movement have a considerable impact Central Bank tightened its monetary logic stance by raising policy interest rates ( raise of market interest rates due to this ) and imposing a ceiling on rupee lending. Possibility of further monetary-policy tightening will be heightened by CBS. Inflation has continued to remain at single digit levels for over 3 years declining on a on-year basis to a very low level of 2. Per cent in February 201 2 due to cautious monetary and fiscal policy CBS had largely ceased its intervention in the foreign-exchange market. This had allowed the rupee a certain degree of flexibility to flow. The relaxation of exchange-rate controls had led to appreciation for the rupee in recent past stabilization afterwards. The volatile global econ omic landscape Political Nobles, faced changes in taxation policy and some inconsistencies The increase in tariffs on imported vehicles impacted consumer purchasing behavior considerably, led to an emergence of difficulties in achieving lending targets. Prolific increase in the importation of motor vehicles, coupled with high demand for fuel, rising carbon dioxide emissions and traffic congestion, saw the Government strategies to reduce the encumbrances on its import payments, infrastructure and carbon footprint. This led to a revision on the excise duty on motor vehicles to lessen the burden. Legal The supervisory and regulatory framework continued to strengthen with several diktats issued for both banks and Elfs. Sells were subjected to assessment of fitness and propriety of Directors and key management personnel, as well as changes to definitions in the compilation of key indicators A panel of external auditors was appointed to conduct external audits of Nobles. Financial reporting is slated to improve further with the entirety of the financial sector becoming FIRS compliant, believed to be a mounding step in promoting greater harmonistic with international regulatory standards, which in turn prompts increased resilience. Environmental COBs prime business segment is in leasing and in that, being in vehicles. With vehicles being a primary source of carbon dioxide emissions, Companys responsibility therefore is to reduce these emissions and work toward minimizing the harmful impacts. Green initiatives by customers, business partners communities resulted better management practices via paper recycling, saving of electricity and water and even appreciation of Sir Lands unique wetlands. Technological Given the long term partnership we mooted with Commercial Bank Of Sir Lankan where the Command ATM network can be accessed by CDC customers First N.B. to have a fully operational Core Banking Solution networking entire operations Social Pressure from the socio-cultural variables prevalent in a multi-dimensional country like Sir Lankan, CDC has to focused on social variables . One such is the diversification into Islamic Finance which functions according to Shari ah law, based on parameters prescribed by internationally accepted Shari ah scholars. 2. Product Category Review Total leasing category in the country is growing at a steady rate and two major sectors Licensed Banking N.B.. As a total the whole industry has grown significantly over the past years. The following graph show the growth in industry, When you consider the total credit and loan facilities leasing plays a significant portion of that as a whole ( Including Banks Nabs ) 2. 1 CDC Leasing COBs prime business segment is in leasing and in majority is comprised with the vehicle leasing. Throughout the 1 7 years journey of the company their main product officer is being Leasing. Product portfolio of COB The above graph show the significance in the leasing products for the company which the revenue contribution is more than 50%. 2. Distribution profile CDC Distribution Chain Nell mainly comprises of four components a. Branches b. Area development offices c. Dealer Network d. Service Center above channels are catering to customers and their requirement and we have seen a rapid growth in distribution channels in last few years 2. Pricing overview , Offering Packaging Segmental Pricing Approach is being deployed through the product line. Even though the main product being CDC leasing there are sub products and rand for different segments have offered. Following table shows the offering portfolio. Product Category Key Brands Offering Leasing CDC Leasing This is the main brand of CDC when it comes to Leasing COB Batty Lease COB Mini Truck Lease These two brands to focus on providing lending to small truck segment Small Car Lease Brand which facilitate small cars below 1 000 C engine capacity CDC -AWE Lease This brand is focusing on attracting three wheeler 3. Competitive Analysis The leasing products were dominated by the Nabs in early year and then Commercial Banks started leasing as a product offer in their portfolio with increase of demand for motor vehicle leasing sector in the country. Imports of the vehicles have grown significantly year by year in each segments personal, Transportation, Trade land vehicles, motor Cycles T-Wheelers. Bank have a competitive advantage over the leasing rates since they can offer l ow rates compared to Neffs . The reason behind this is cost of funds for the banks are low where as Nabs cost of funds high since its mainly depending on the fixed deposits. 3. 1 Major Competitors in Leasing Sector in Sir Lankan Commercial Banks Non Banking financial Institutions Commercial Bank Pl Bank Of Ceylon Peoples Bank Wheaton National Bank Sympathy Bank Sealant bank Peoples Leasing Financial Services ( PL ) nana Iris Leasing Company Limited ( LOC) LB finance COB Commercial Credit Leasing Within the Nabs , CDC share a 4% of market share in leasing category where there is a huge potential for expansion and intrude in to competitor markets. . 1. 1 Competitor Pricing Overall pricing range of N.B. remains same and but different types of strategies used to attract customers a. Extended Durations Initially almost all institutions offered a duration of 4-5 years leasing term has increased up to 7 years to reduce the monthly installment payment. B. Structured Leasing Leasing is structured by SSH fitting the bulk paying amount to different stages Of the payment structure. E. G. Initial payment of 1 Million to be pay after end of the second year .

Week One Essay Essays

Week One Essay Essays Week One Essay Essay Week One Essay Essay â€Å"Five O’Clock Shadow† – Week One Poem Explication In Sir John Betjeman’s poem â€Å"Five O’Clock Shadow,† the idea that the shadow of death physically and emotionally isolates and enervates those who dwell within it is conveyed through the utilization of metaphor and carefully selected words and phrases in the development of a tone and tonal shift, in addition to imagery. The title of the poem is the major metaphor of the piece; after the identification of who the speaker is (a dying man), the title means much more than the stubble of beard so-called â€Å"five o’clock shadow. The wording of several phrases aids in the development of a detached tone where the speaker does not speak in the first person singular; this tone then shifts in the last line to be much more dismal, with the first and only occurrence of an â€Å"I† from the speaker’s perspective. The development of imagery is largely i ntertwined with the development of tone: when there is an apathetic or detached tone, the imagery is seemingly apathetic as well. There is a metaphorical meaning to the title of the piece: when the shadow of death passes over those who are dying (which is at five o’clock for the speaker). The shadow of death is characterized by the feelings this man feels at a certain time of day: he feels that he can no longer suffer through the physical pain, struggling with inevitable death; he feels weaker, and that he â€Å"can struggle less strongly† (3); he feels betrayed by those who are supposed to support him in his final days; he feels a â€Å"lonely terror† (16) only intensify. At this time of day, he feels his emotional and physical pain most acutely, as the solitude presses in on him. He recognizes that his isolation and misery become unbearable then, and that the shadow enveloping him is that of death, severing him emotionally from those around him. This shadow falls on him, and he feels just enough more isolated to push him closer to giving up. The propinquity of death weakens him, and so he detaches from his self in order to numb the pain for as long as possible. The tone of the speaker develops the theme of the poem by conveying how these moribund men (specifically the speaker) feel about their final days being lived in isolation and pain. The roundabout wording of phrases such as, â€Å"When he who struggles can struggle less strongly†¦Ã¢â‚¬  (3) relates a feeling of detachment from the self that the speaker experiences. Other indications of this detachment are the occurrences of â€Å"we† instead of the speaker speaking from his own perspective and vague descriptions of the happenings around him: â€Å"A haze of thunder hangs on the hospital rose-beds/ A doctor’s foursome out of the links is played† (5-6). The tone of these verses is that of apathy; he is indifferent about and isolated from the world that is just outside of his self; if he were actually a part of his self at that time, he might just give up due to the agony of being isolated so completely from everything and everyone. The imagery of this composition follows along in mood with the tone; where the tone is apathetic and detached, the imagery is that of indifferent surveillance: he watches men (including his self) struggle less against the pain, resign, ruefully, to death, and suffer emotional isolation and lonely terror. He looks on as nonempathic people surround him and ignore his pain: the doctors, who are completing their rounds, do not try to rescue him from the terrible isolation his terminal condition has left him in; the nurse/nun/Sister is disregarding her patients’ emotional and physical suffering, and instead is â€Å"safe in her sitting room†¦ [and] is putting her feet up† (7); and the â€Å"loving relations† (9) only come to visit physically, yet remain emotionally distant, and who think â€Å"’Well, we’ve done what we can. It can’t be long til the end’† (12). This imagery creates a depressing mood and evokes an emotional response, due to the isolation that it conveys; the speaker is in emotional and physical misery, and yet no one even attempts to attenuate his suffering by connecting with him, bringing him out of the dark of the shadow. The emotion that the isolation evokes establishes abhorrence in the reader toward the idea that a quiet, â€Å"peaceful† death on a hospital bed is the most desirable way to pass on; instead, the dreadful isolation and detachment establish the idea that a slow death, while cut off emotionally from others, is one of the most terrible fates imaginable. This is one of the most depressing poems that I have ever read; the depiction of emotional isolation in the poem has changed how I view isolation. I have never given a thought to how emotionally cut off people in nursing homes or their sick beds must be before; I did know that they would be lonely, but I never thought how deep that lonesomeness could cut. This poem gave me a new perspective on how devastating isolation can be, in someone who may not even seem that isolated at first (with other patients around, doctors checking up on them, nurses â€Å"watching† over them, and family members coming to visit).

Restrictions on Overseas Trade in Turkey Case Study

Restrictions on Overseas Trade in Turkey - Case Study Example Turkey being a natural bridge between the old continents of Asia, Africa and Europe, has a vast scope of overseas trading. But still the government of Turkey plonk restrictions on overseas trade. (Fletcher, 2006) The investment climate of Turkey, that forms barriers for any outsider, whether large or small, domestic or foreign, cause problems that affect all economic sectors of the country, particularly the telecommunication sector. The major problems which agitate Turkey's economy are shortage of well functioning capital market, limited expertise in banking system and technologically oriented companies, partial regulatory process that always intend to restrain new companies and buoy up existing companies, specially those belonging to prominent business families of the country. Companies in Turkey both the private enterprises and public enterprises specially, suffer from corruption in various levels of the organizational hierarchy. The judicial system of the country, up to some extent, can be suspected to be influenced by external political and commercial mal forces. Growing personal and political relationship between government officials and business representatives form the basis of corruption, which appears to be the most serious problem biting up the economy of the country. Barriers in investment of the private sectors and the foreign companies in the markets in Turkey is also a matter of concern. The Bilateral Investment Treaty (BIT) between Turkey and United States of America came into force in May 1990. Due to liberal investment regime of turkey, foreign investors are provided with national treatment in the country. In Turkey companies possessing foreign capital are treated as local companies. Regardless of nationality, private sector investments are always hindered by the facts like political and economical uncertainty, lack of judicial stability, and unwarranted bureaucracy, and high tax rate, unpredictable changes in legal and regulatory environment, fragile framework for corporate governance etc. All areas except finance and petroleum sectors are fully open to foreign participation. Though the petroleum and financial areas are open to the private sectors and foreign investors in Turkey, Special permission is required for the foreign companies to establish business in these sectors. (Lamb, 2006) Foreign share holders have restricted equity participation ratio, such as near about twenty percent in Broadcasting industry, forty nine percent in aviation, marine transportation and value added telecommunication services industries. Sometimes arbitrary legislative action under cut the rationale for the investments of the foreign companies committed to the Turkish market. International settlement of investment disputes between foreign investors and the state remain bonded by efforts of the government of turkey, following the inscriptions mentioned in the Bilateral Investment Treaty (BIT) signed by both the concerned parties. For several years the government of Turkey was providing concessions in public services, to the private investors and specially the foreign investors. According to the